450 Old Peachtree Rd NW, STE 101
Suwanee, GA 30024
Are you a Georgia resident who needs a new health insurance plan? If so, Insurance Pro Group, Inc. in Suwanee, GA can help. There are numerous health insurance plans available, and we can help you find one that meets your needs.
You have various coverage options when it comes to your health insurance. There are several factors that you’ll want to consider, including premium costs, deductibles, co-payments, and coinsurance. Ideally, you want a low deductible, but keep in mind that this will raise the cost of your premiums.
On the lower end of healthcare coverage, you can get a basic catastrophic plan. These plans are only available to those in extenuating circumstances of financial hardship to those under 30. These plans cover preventative services in full and have meager premium rates, but they do typically have high deductibles and do not cover much above preventative services.
Above a basic catastrophic plan are plans that cover half to a little more than half of most of your standard healthcare costs. You will have lower monthly premiums, but your out-of-pocket costs will be slightly higher.
The midrange to high-end of health insurance coverage can pay for more of your overall healthcare costs. You’ll have a broader range of coverage for prescriptions, procedures, and services plus lower out-of-pocket costs for coinsurance, co-payments, and deductibles. Keep in mind that your monthly premiums will be higher.
When it comes to picking a plan that works for you, you’ll want to look at your finances and budget, consider whether a current doctor who you prefer to see is in our network or out-of-network, and consider the health coverage you and your family will require for any preexisting conditions or extenuating circumstances.
Are you looking to purchase a new health insurance plan? We serve the Suwanee, GA area and are here to help. Stop by our local office or give us a call today to sit down with an agent and discuss your health insurance policy options. We can help you find a plan that fits you and your family’s needs perfectly and gives you the benefits you deserve.