Commercial Insurance in Georgia

Commercial Insurance Requirements

Business owners in Suwanee, GA are not required by law to buy general liability insurance, but it will provide protection from lawsuits. Also, commercial property insurance will cover you if someone is injured at your business location, and it will also cover damages to your buildings that are incurred by vandalism or by acts of nature.

Inland marine insurance will assume the financial risk for items associated with your business that must be transported from one place to another, and neither inland marine insurance nor commercial property insurance is required by Georgia law.

Business owners in Georgia are required to have workers' compensation insurance when they have three or more full-time or even part-time employees. Workers' compensation insurance will protect the policy holder against costs that are the result of injuries incurred on the job, and this will include a portion of the employee's salary and medical bills. It is also mandatory that business owners purchase commercial automobile insurance for vehicles that are used for company business by themselves or their workers.

Other Insurance Products

Bonds are a type of insurance product that covers a third party if you do not perform a certain type of work or task according to terms that the two of you have agreed upon. These are available as specialty items that deal with the particular industry that you work in, and there are various types of bonds, such as bid bonds, performance bonds, and payment bonds.

Insurance Pro Group, Inc. Can Keep You Covered

We at Insurance Pro Group, Inc. have experience in providing Suwanee, GA residents with the insurance policies they need for all their business ventures. Our website features an online rating tool you can use to get a quote on homeowners and automobile insurance from the comfort of your computer. For general liability insurance, commercial property insurance, bonds, commercial automobile insurance, inland marine insurance, and workers comp insurance, you can call, or stop by our office to discuss the policy that is right for you.