Auto insurance policies from providers like Insurance Pro Group Inc. offer numerous coverage features and types of coverage. If you’re on the market for auto insurance in Suwanee, GA, you should understand what the main features of auto insurance are.
The following are three of the most important auto insurance policy features.
Bodily injury coverage
Bodily injury coverage is essential for any auto insurance policy. This type of coverage is one of the coverage types that is required for basic liability insurance.
Bodily injury coverage pays medical bills for those who are injured in an auto accident. This coverage pays the medical bills of the policyholder and any other drivers involved in a crash.
Property damage coverage
In most states, motorists are required by law to carry property damage coverage as well as bodily injury coverage. Property damage coverage will pay for any damage you cause to either public or private property. This type of coverage will not, however, compensate the policyholder to damage for his or her vehicle in an accident.
In order to be compensated for damage to one’s own vehicle- that was not caused by another driver- a motorist needs to have collision coverage.
Although collision coverage is not required by law, it is a very important type of auto insurance coverage to have. Collision coverage is especially important for motorists who drive highly valuable vehicles.
If you have financed your vehicle, your lender will probably require you to carry collision coverage on your vehicle.
If you want to learn more about your auto insurance coverage options in Suwanee, GA, contact us at Insurance Pro Group Inc.