What You Should Know About At-Fault Insurance in Georgia

The At-Fault State of Georgia

If you’ve recently moved to Georgia or are just now starting to drive here, then you should know that Georgia is an "at-fault" state, different from no-fault states.

Here’s what that means:

If you get into an accident in a no-fault state, there’s no need to go to a civil claims court or argue with the other driver about whose fault it was or anything of the sort. If you’re using Insurance Pro Group, Inc., for instance, you’d just give your insurer a call and they’d handle your damages, and the other driver’s insurer would handle their damages.

That’s what happens in a no-fault state. Some people disagree with this solution because it means that you can drive like an idiot and it’ll be the other guy’s problem. But, it does clear up the congested courts and keeps things simple.

Now, in Suwanee, GA, you’re going to go the conventional route of trying to figure out whose fault it is. This means there are extra steps, you might have to spend an afternoon in court when you’d rather chill out on the couch watching TV, but on the upside, if an accident isn’t your fault, you’re not going to have to worry about the insurance costs and premiums.

If you’re still looking for coverage or if you’re getting tired of your current provider and are looking to make a switch to another insurer, then you may want to consider giving Insurance Pro Group, Inc. a call. We can help to connect you to the plan you need whether you’re new to Suwanee, GA or you’ve been driving here for years.